• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

As the legal process drags on, Lafayette has been forced to cover the mortgage out of pocket, leaving him in financial distress. Although he finally has a court date on the horizon, he's not hopeful.

"My mortgage is crazy. I can't go to the bank and tell the bank I can't pay the mortgage. This for three years? It's rough."

How to avoid the same fate

In New York City, landlord-tenant law is a technical dance where both parties have tools at their disposal to get the outcome they're looking for — or in the tenant's case, delay eviction.

One of the most common reasons why evictions can take too long or settle on unfavorable terms is because the landlord didn’t follow the lease terms and the technicalities of law, according to law firm Blodnick Fazio & Clark.

To avoid this, landlords should:

  • Start with a strong lease agreement: Include clear terms for late payments, violations, and termination.

  • Act fast: Don’t let a missed payment slide. Send default notices right away and document everything.

  • Understand the local process: In New York, landlords need a court order from the Division of Housing and Community Renewal (DHCR) to evict a tenant — and the entire process can take months. The same is true in many other states.

It also helps to follow Lafayette’s example and install security cameras. If things go sideways, footage can help establish a pattern of behavior and support your case in court.

Lafayette's ordeal has racked up thousands of views on News 12’s YouTube channel. One of the the top commenters wrote: "This is insane. I wouldn’t even be able to sleep at night knowing I didn’t pay rent. The entitlement is crazy."

Sponsored

Meet your retirement goals effortlessly

The road to retirement may seem long, but with Advisor, you can find a trusted partner to guide you every step of the way

Advisor matches you with vetted financial advisors that offer personalized advice to help you to make the right choices, invest wisely, and secure the retirement you've always dreamed of. Start planning early, and get your retirement mapped out today.

Rudro is an Editor with Moneywise. His work has appeared on Yahoo Finance, MSN Money and The Financial Post. He previously served as Managing Editor of Oola, and as the Content Lead of Tickld before that. Rudro holds a Bachelor of Science in Psychology from the University of Toronto.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

†Terms and Conditions apply.