Car insurance
According to data from Forbes, the national average cost for car insurance in 2024 was $2,150 per year, or $179 per month.
But, depending on which state you live in, your driving history and the make and model of your car, there are some insurers that can offer you far less than what you're currently paying.
Thanks to OfficialCarInsurance.com, comparing multiple insurance companies is easier than ever.
Just type your info into the fields below, and you'll instantly get a selection of offers to choose from trusted brands, such as Progressive, Allstate and GEICO to make sure you're getting the best deal.
In just 2 minutes, find offers as low as $29 a month.
Bank accounts
Most banks charge somewhere between $5 and $35 a month in account fees alone – especially if you bank with a big brick-and-mortar institution.
Online banks, on the other hand, typically charge lower or $0 fees and higher interest rates due to lower overhead costs.
For example, you can open a high-yield cash account with Wealthfront and earn 4% APY on deposits — which is almost 10x the national average. Plus, Wealthfront charges no account, monthly or overdraft fees.
Fund your account with as little as $1, and enjoy 24/7 instant withdrawals. There are no transfer fees either if you want to move your money into a Wealthfront investment account.
Life insurance
Global life insurance premiums are set to increase at an annual rate of 3% in 2025 and 2026, according to a report by Swiss Re Institute.
If you have life insurance in place – especially a term policy – it may be worth comparison-shopping to find a more affordable option. You can typically cancel a term life policy without incurring any penalties.
With Ethos, you can get term life insurance in 5 minutes, with no medical exams or blood tests.
You can get a policy with up to $2 million in coverage, starting at just $2/day.
Ethos’ application process ensures you get flexible coverage options quickly and transparently, allowing you to focus on what matters most.
