Retirement Planning

‘The System Is a Shambles’: Doge’s SSA Staff Cuts Spark Long Waits and Have Beneficiaries Fuming. Experts Urge Older Americans To Prepare for Delays — Here’s How You Can Lessen the Impact

“I didn’t know he was going to pull this.”

By Jessica Wong

Should I Stop My 401(k) Contributions to Build My Emergency Fund in Case the US Goes Into a Recession in 2025?

One approach lets you do both — supersize your war chest and keep investing.

By Chris Clark

Looking To Shore Up Your Retirement Savings? The 3 Unexpected High-Value Assets You Can Consider Selling To Help Fund Your Golden Years

It's time to declutter and make money in ways you might not have thought of.

By Monique Danao

Latest Articles

I’m 31, Making $70K Annually and Worried About a Recession. Should I Be Doing Anything Differently With My 401(k) Right Now?

By Maurie Backman| 04.17.2025
Maximum Social Security in America Will Reach a Record $5,108/Month in 2025 — but US Seniors Still Need To Meet 3 Key Criteria. Here’s What You Need To Do

By Maurie Backman| 04.14.2025
I’m 62, and I’ve Been Working the Last 43 Years. I Haven’t Set a Retirement Date Yet. How Do I Know When It’s the Right Time To Pull the Trigger?

By Maurie Backman| 04.08.2025
Finance Expert Ramit Sathi says it’s Time to Ditch Outdated Retirement Advice and Rethink what a Rich Life Really Means.

By Victoria Vesovski| 04.08.2025
Mark Cuban Mocks DOGE for ‘Being the First’ To Cut Social Security Checks — by Ending Phone Services, Closing Offices, and Making Grandma ‘Finally Get Online.’ Here’s What Could Happen

By Vishesh Raisinghani| 04.07.2025
I Have $2,700 in Extra Retirement Income Each Month. Is It Enough and What Should I Do With This Money?

By Christy Bieber| 04.04.2025
I’m an Artist Who Makes $80K/Year — but Major Home Repairs Have Depleted My Emergency Savings. Should I Pause My Retirement Contributions To Rebuild My Emergency Fund?

By Christy Bieber| 04.04.2025
This Former Minimum-Wage Worker Retired at 39 With a $3.5M Nest Egg — Now He’s an American Expat Living off $185K in Dubai. Here’s How He Achieved Freedom So Early (and How You Can Too)

By Chris Clark| 04.01.2025
Dave Ramsey claims any American can become a millionaire if you follow 8 specific tips — here’s how you can put his wisdom into action

By Gemma Lewis| 04.01.2025
Suze Orman helped this 67-year-old low-income retiree figure out the best order for tapping into her retirement accounts. Are you doing it right?

By Victoria Vesovski| 03.31.2025
Is $1.5 Million the New ‘Magic Number’ for Retirement Savings? Here Are the Top 4 Best and Worst States for Making It Last

By Vawn Himmelsbach| 03.31.2025
The US made major Social Security changes for 3 groups of older Americans — here’s how it could impact you in 2025 (and beyond)

By Vawn Himmelsbach| 03.26.2025
I’m 65 and Eligible for Pension but I’m Still Working: Should I Keep My Job or Retire Now?

By Sarah Li-Cain, AFC| 03.26.2025
Is Health Insurance a Bigger Factor Than You Thought? How To Evaluate the True Cost of Health Insurance When Planning for Retirement and Your Long-Term Financial Health

By Maurie Backman| 03.25.2025
Hey Trump, Do Something! Only 28% of American Voters Believe Workers Have the Tools to Save for Retirement, Survey Says — While a Vast Majority Want the Government to Help Them

By Chris Clark| 03.24.2025
Andover Community Steps Up To Help 82-Year-Old Get a New Home After His Had To Be Demolished: The Financial Challenges of Aging and How To Plan for Housing Needs As You Grow Older

By Jessica Wong| 03.24.2025
I’m 55 Years Old and Just Started 401(K) Matching, but Can Only Afford To Set Aside 3% of My Paycheck. Is It Even Worth Contributing and Will It Be Enough for a Secure Retirement?

By Chris Clark| 03.22.2025
I’m 57, Divorced and Make $170K/Year, but Only Have $60K in a 401(K). I Help My Mom and Kids Financially, and I Don’t Feel Like I’ll Ever Be Able To Retire. Is There Any Hope?

By Christy Bieber| 03.14.2025
New Legislation Means More Than 3.2 Million People Will Get a Larger Social Security Check — What This Means for Your Retirement Plans

By Christy Bieber| 03.10.2025
I’m 45, Self-Employed, and Don’t Have Access to a 401(k). I Save $15,000/Year, but Not Sure What To Focus On. What’s the Best Strategy for an American Without a Workplace Retirement Plan?

By Maurie Backman| 03.05.2025
Dave Ramsey Warns Nearly 50% of Americans Are Making 1 Big Social Security Mistake — Here’s What It Is and 3 Simple Steps To Fix It ASAP

By Vishesh Raisinghani| 03.04.2025
We’re in Our 60s, Retired, Have $70,000 in Savings and Social Security of About $3,780/Month. But High Healthcare Costs Eat Into Our Budget — How Can We Survive at Least 20 More Years?

By Christy Bieber| 03.04.2025
I’m Thinking About Retiring in Canada for the Lower Healthcare Costs — What Are the Big Steps To Make That Happen and How Will My Social Security, 401(K) and IRA Work Across Borders?

By Vawn Himmelsbach| 03.03.2025
‘I Never Thought That I Would Be Able to Retire’: This Former Public School Teacher Went From $0 in Savings at 50 to a Comfortable Retirement at 70 – Here’s How She Did It

By Victoria Vesovski| 03.02.2025
Americans in Their 50s Keep Hitting These 5 Big Roadblocks to Retirement Saving — Here’s How to Break Through and Start Building Real Riches

By Christy Bieber| 02.20.2025
A Record Number of Americans Now Have $1,000,000 Saved in Their 401(k)s — but It’s Probably Fewer Than You Think

By Maurie Backman| 02.18.2025
‘Raise Our Taxes To Save Social Security,’ Say a Whopping 85% of Americans — Do You Agree With the Overwhelming Majority?

By Vawn Himmelsbach| 02.18.2025
Here are 5 big things that disappear after you retire in America — are you prepared to lose them all?

By Chris Clark| 02.16.2025
I Kept My Finances Separate in My First Marriage, Should I Do the Same When Remarrying, at 50, or Combine Our $500,000 Retirement Savings?

By Christy Bieber| 02.14.2025
This 62-Year-Old Tennessee Woman Was Shocked To Find Out Her Husband Drained Their Retirement Nest Egg Behind Her Back — and Left Them $126K in Debt. Here’s Rachel Cruze’s ‘Rare’ Solution

By Vishesh Raisinghani| 02.14.2025
I’m Retired and Own a Vanguard Account from a Previous Employer But I’m Worried About Trump. How can I Crashproof my Money Without Moving it all to Savings and Paying a Big Tax Bill?

By Maurie Backman| 02.13.2025
I’m 31 and Just Inherited $1,400,000 From My Mom Who Recently Passed Away — I’m Also Engaged To Be Married. Should I Sign a Prenup or Will That Look Bad?

By Christy Bieber| 02.12.2025
I’m 59 With Just $42,000 in My 401(k), $77,000 in Student Loans, and No Property — After a Lifetime of Steady Work and Past Struggles, Is My Retirement Doomed?

By Christy Bieber| 02.11.2025
Mark Cuban says he drove a $200 car with floorboard holes and lived on mac and cheese to retire early

By Gemma Lewis| 02.04.2025
I’m 63, Fed Up With Work, and Plan To Retire in 6 Months — but I Only Have $850,000 Saved. Is That Enough for a Comfy Income or Do I Need To Consider Part-Time Consulting Work?

By Christy Bieber| 02.04.2025
I was married to my ex-husband for 15 years, never remarried, and I'm collecting Social Security based on my own earnings. If he dies before me, can I switch to his higher survivor benefits?

By Vawn Himmelsbach| 01.31.2025
I’m 67 Years Old and Have $917,000 in My 401(K) — What Should I Do With That Money When I Retire?

By Christy Bieber| 01.30.2025