Retirement Planning

Latest Articles

• Almost Every Millionaire in America Owns These 5 Simple Things

  By Maurie Backman| 05.09.2025
• The Average American’s Net Worth Spikes 15% After Retirement — Here’s Why Some Retirees Aren’t Tapping Their Nest Eggs Until Later and How To Take Full Advantage of the Growth ASAP

  By Vawn Himmelsbach| 05.09.2025
• My 71-Year-Old Father Lost His Entire 6-Figure 401(K) to an Online Scam

  By Sarah Sharkey| 05.05.2025
• I’m a 55-Year-Old Divorced Dad With $810,000 in My 401(k) and I’m Maxing Out My Contributions Every Year. Can I Realistically Retire in the Next 10 Years?

  By Jessica Wong| 05.05.2025
• Oklahoma Man Turns to Dave Ramsey After Being Instructed to Invest in His Local Church Over Saving for Retirement — and the Answer May Surprise You

  By Maurie Backman| 05.04.2025
• Here Are 7 ‘Bad Assets’ That Could Cause You to Retire Poor in America — How Many Do You Own?

  By Vishesh Raisinghani| 05.02.2025
• This Hawaii Couple Retired at 55 and Embarked on a Lavish 15-Year World Cruise for Less Than $4K/Month — Why They Argue Their Lifestyle Is ‘For Normal People,’ Not Just the ‘Ultra-Rich’

  By Maurie Backman| 05.01.2025
• America’s Spending Has Spiked 25% — Putting Retirees at Risk of This 1 ‘Spending Shock.’ Here’s How Much Emergency Savings It Calls for and Why Your ‘Retirement Readiness’ Depends on It

  By Maurie Backman| 04.26.2025
• ‘The System Is a Shambles’: Doge’s SSA Staff Cuts Spark Long Waits and Have Beneficiaries Fuming. Experts Urge Older Americans To Prepare for Delays — Here’s How You Can Lessen the Impact

  By Jessica Wong| 04.22.2025
• Should I Stop My 401(k) Contributions to Build My Emergency Fund in Case the US Goes Into a Recession in 2025?

  By Chris Clark| 04.21.2025
• Looking To Shore Up Your Retirement Savings? The 3 Unexpected High-Value Assets You Can Consider Selling To Help Fund Your Golden Years

  By Monique Danao| 04.17.2025
• I’m 31, Making $70K Annually and Worried About a Recession. Should I Be Doing Anything Differently With My 401(k) Right Now?

  By Maurie Backman| 04.17.2025
• Maximum Social Security in America Will Reach a Record $5,108/Month in 2025 — but US Seniors Still Need To Meet 3 Key Criteria. Here’s What You Need To Do

  By Maurie Backman| 04.14.2025
• I’m 62, and I’ve Been Working the Last 43 Years. I Haven’t Set a Retirement Date Yet. How Do I Know When It’s the Right Time To Pull the Trigger?

  By Maurie Backman| 04.08.2025
• Finance Expert Ramit Sathi says it’s Time to Ditch Outdated Retirement Advice and Rethink what a Rich Life Really Means.

  By Victoria Vesovski| 04.08.2025
• Mark Cuban Mocks DOGE for ‘Being the First’ To Cut Social Security Checks — by Ending Phone Services, Closing Offices, and Making Grandma ‘Finally Get Online.’ Here’s What Could Happen

  By Vishesh Raisinghani| 04.07.2025
• I Have $2,700 in Extra Retirement Income Each Month. Is It Enough and What Should I Do With This Money?

  By Christy Bieber| 04.04.2025
• I’m an Artist Who Makes $80K/Year — but Major Home Repairs Have Depleted My Emergency Savings. Should I Pause My Retirement Contributions To Rebuild My Emergency Fund?

  By Christy Bieber| 04.04.2025
• This Former Minimum-Wage Worker Retired at 39 With a $3.5M Nest Egg — Now He’s an American Expat Living off $185K in Dubai. Here’s How He Achieved Freedom So Early (and How You Can Too)

  By Chris Clark| 04.01.2025
• Dave Ramsey claims any American can become a millionaire if you follow 8 specific tips — here’s how you can put his wisdom into action

  By Gemma Lewis| 04.01.2025
• Suze Orman helped this 67-year-old low-income retiree figure out the best order for tapping into her retirement accounts. Are you doing it right?

  By Victoria Vesovski| 03.31.2025
• Is $1.5 Million the New ‘Magic Number’ for Retirement Savings? Here Are the Top 4 Best and Worst States for Making It Last

  By Vawn Himmelsbach| 03.31.2025
• The US made major Social Security changes for 3 groups of older Americans — here’s how it could impact you in 2025 (and beyond)

  By Vawn Himmelsbach| 03.26.2025
• I’m 65 and Eligible for Pension but I’m Still Working: Should I Keep My Job or Retire Now?

  By Sarah Li-Cain, AFC| 03.26.2025
• Is Health Insurance a Bigger Factor Than You Thought? How To Evaluate the True Cost of Health Insurance When Planning for Retirement and Your Long-Term Financial Health

  By Maurie Backman| 03.25.2025
• Hey Trump, Do Something! Only 28% of American Voters Believe Workers Have the Tools to Save for Retirement, Survey Says — While a Vast Majority Want the Government to Help Them

  By Chris Clark| 03.24.2025
• Andover Community Steps Up To Help 82-Year-Old Get a New Home After His Had To Be Demolished: The Financial Challenges of Aging and How To Plan for Housing Needs As You Grow Older

  By Jessica Wong| 03.24.2025
• I’m 55 Years Old and Just Started 401(K) Matching, but Can Only Afford To Set Aside 3% of My Paycheck. Is It Even Worth Contributing and Will It Be Enough for a Secure Retirement?

  By Chris Clark| 03.22.2025
• I’m 57, Divorced and Make $170K/Year, but Only Have $60K in a 401(K). I Help My Mom and Kids Financially, and I Don’t Feel Like I’ll Ever Be Able To Retire. Is There Any Hope?

  By Christy Bieber| 03.14.2025
• New Legislation Means More Than 3.2 Million People Will Get a Larger Social Security Check — What This Means for Your Retirement Plans

  By Christy Bieber| 03.10.2025
• I’m 45, Self-Employed, and Don’t Have Access to a 401(k). I Save $15,000/Year, but Not Sure What To Focus On. What’s the Best Strategy for an American Without a Workplace Retirement Plan?

  By Maurie Backman| 03.05.2025
• Dave Ramsey Warns Nearly 50% of Americans Are Making 1 Big Social Security Mistake — Here’s What It Is and 3 Simple Steps To Fix It ASAP

  By Vishesh Raisinghani| 03.04.2025
• We’re in Our 60s, Retired, Have $70,000 in Savings and Social Security of About $3,780/Month. But High Healthcare Costs Eat Into Our Budget — How Can We Survive at Least 20 More Years?

  By Christy Bieber| 03.04.2025
• I’m Thinking About Retiring in Canada for the Lower Healthcare Costs — What Are the Big Steps To Make That Happen and How Will My Social Security, 401(K) and IRA Work Across Borders?

  By Vawn Himmelsbach| 03.03.2025
• ‘I Never Thought That I Would Be Able to Retire’: This Former Public School Teacher Went From $0 in Savings at 50 to a Comfortable Retirement at 70 – Here’s How She Did It

  By Victoria Vesovski| 03.02.2025
• Americans in Their 50s Keep Hitting These 5 Big Roadblocks to Retirement Saving — Here’s How to Break Through and Start Building Real Riches

  By Christy Bieber| 02.20.2025
• A Record Number of Americans Now Have $1,000,000 Saved in Their 401(k)s — but It’s Probably Fewer Than You Think

  By Maurie Backman| 02.18.2025