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How did this mix-up happen?

Lipsky says her late husband originally received the 1M20 plate in the 1960s and she still uses it today. But somewhere along the line, a state police vehicle was issued the same license plate — something that isn’t supposed to happen.

The broadcaster says it received a statement from New York’s Department of Motor Vehicles (DMV) explaining that when state police request a new fleet vehicle plate, they’re supposed to verify with the agency that the number isn’t already in use. But there was a mix-up in this case, and it had real consequences.

“It’s just spooky. It’s upsetting. It’s inconvenient. It’s all those things. And it’s starting to really cost me money,” Lipsky said.

Thankfully, after bringing up her case, News10NBC reports the Metropolitan Transportation Authority (MTA) will reverse all charges against Lipsky. She was dinged 16 times for $144. The DMV also says it’s working to replace the state police vehicle’s duplicate license plate.

In a strange twist, state police told News10NBC the MTA has wrongly charged state police vehicles — which are supposed to be exempt from congestion pricing — upwards of $13,000 since the beginning of the year for driving in the Manhattan toll zone.

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How to protect yourself from erroneous toll charges

Mistakes like this are rare — but they still happen. Whether it's a plate mix-up, a misread toll camera or the act of a fraudster, it's important to catch these types of problems quickly and know how to resolve them.

Monitor your cards and toll pass accounts

Keep an eye on both your E-ZPass (or other toll accounts, like SunPass) and the credit card on file. Reviewing statements regularly will help you catch issues early.

Gather evidence

Collect any evidence, such as screenshots or toll photos from your account (if you have access to them) bank statements and photos of your car. Having evidence ready before you call to complain can help speed up the resolution.

Contact the toll agency

Each region has a different toll authority. Be prepared to explain the situation, provide any evidence and follow up if you don’t get a timely response.

Set up alerts for your cards

Some banks let you set up alerts for purchases over a certain amount or for specific vendors. These notifications can help you catch not just toll issues but also other types of fraud.

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Danielle Antosz Freelance contributor

Danielle Antosz is a business and personal finance writer based in Ohio and a freelance contributor to Moneywise. Her work has appeared in numerous industry publications including Business Insider, Motley Fool, and Salesforce. She writes about financial topics that matter to everyday people, including retirement, debt reduction and investing.

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