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Others have also raised concerns about the economic feasibility of such a fund.

“The economic rules of thumb don’t add up,” said Colin Graham, head of multiasset strategies at Robeco in London. “Creating a sovereign wealth fund suggests that a country has savings that will go up and can be allocated to this.”

The U.S. government doesn’t have much in the way of savings — it has debt. As of this writing, the U.S. national debt stands at $36.22 trillion, raising concerns about whether a sovereign wealth fund is financially viable.

Whether Trump’s sovereign wealth fund becomes a game-changing wealth-generating force or faces insurmountable challenges, the responsibility falls to all Americans to take control of their own financial future. While governments debate policy, savvy investors have always prioritized building and protecting wealth — regardless of political shifts or who occupies the White House. Here’s a look at three easy ways to get started.

Warren Buffett’s No. 1 strategy for everyday investors

When it comes to building wealth, few investors have a track record as impressive as Warren Buffett. From 1964 to 2023, his company, Berkshire Hathaway, delivered a staggering total gain of 4,384,748%.

Yet, despite his legendary success in picking winning companies, Buffett doesn’t believe that’s the right approach for most investors. Instead, he champions a much simpler strategy:

“In my view, for most people, the best thing to do is own the S&P 500 index fund,” he famously stated.

This approach gives investors exposure to 500 of America’s largest companies across various industries, providing diversified exposure without the need for constant monitoring or active trading.

Buffett believes so strongly in this strategy that he has instructed 90% of his wife’s inheritance to be invested in “a very low-cost S&P 500 index fund” after he dies.

The beauty of this approach is its accessibility — anyone, regardless of wealth, can take advantage of it. Even small amounts can grow over time with tools like Acorns, a popular app that automatically invests your spare change.

Signing up for Acorns takes just minutes: link your cards, and Acorns will round up each purchase to the nearest dollar, investing the difference — your spare change — into a diversified portfolio. With Acorns, you can invest in an S&P 500 ETF with as little as $5 — and, if you sign up today, Acorns will add a $20 bonus to help you begin your investment journey.

Invest in real estate without the headache of being a landlord

Imagine owning a portfolio of thousands of well-managed single family rentals or a collection of cutting-edge industrial warehouses. You can now gain access to a $1B portfolio of income-producing real estate assets designed to deliver long-term growth from the comforts of your couch.

The best part? You don’t have to be a millionaire and can start investing in minutes.

Learn More

Real estate: the industry that built Trump’s fortune

Real estate has been another powerful vehicle for long-term financial growth, and it’s a strategy that Trump himself knows well. Long before he entered politics, Trump built his fortune through high-profile real estate ventures, from luxury developments to commercial properties.

Investors gravitate toward real estate for good reason — well-chosen properties can generate passive income through rent while also having the potential to appreciate in value over time.

Additionally, real estate serves as a proven hedge against inflation. As the cost of materials, labor, and land rises, property values often follow suit. Rental income also tends to increase, allowing landlords to offset the impact of inflation and preserve their purchasing power.

The best part? These days, you don’t need to be a real estate mogul like Trump to take advantage of this strategy. Platforms like First National Realty Partners (FNRP) allow accredited investors to own part of institutional-quality, grocery-anchored properties without the hassle of finding and managing deals themselves.

FNRP properties are leased to national brands like Whole Foods, CVS, Kroger, and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, investors can enjoy the potential to collect stable, grocery store-anchored income every quarter, without worrying about tenant costs cutting into the bottom line.

Schiff’s safe haven: why gold still shines

For investors looking to add defense and stability to their portfolios, gold remains a time-tested option.

During periods of uncertainty — whether geopolitical, financial, or policy-driven — investors often turn to gold. The precious metal is seen as a store of value, offering protection against inflation, economic downturns and stock market volatility.

Even though markets aren’t in crisis mode, gold has been on a remarkable run. Over the past year, it has surged around 40%, recently surpassing $2,800 per ounce.

Schiff, a long-time advocate for the yellow metal, believes this is just the beginning. “If gold can go from $20 an ounce to $2,600 an ounce, it can go from $2,600 to $26,000, or even to $100,000. There’s no limit because, again, gold isn’t changing — it’s the value of the dollar that’s decreasing,” he predicted.

At today’s prices, a move to $100,000 per ounce would represent an astounding upside of over 3,300%.

Opting for a gold IRA gives you the opportunity to hedge against market volatility by allowing you to invest directly in physical precious metals rather than stocks and bonds.

If you’d like to convert an existing IRA into a gold IRA, companies typically offer 100% free rollover. Others might offer free gold, silver or other metals up to a certain amount when you make a qualifying purchase.

You can check out our top picks for industry-leading companies offering gold IRAs.

Compare offers instantly and request a free information guide to help you understand how to diversify your portfolio and secure your retirement fund.

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Jing Pan Investment Reporter

Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.

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