• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Target RedCard benefits

Target
Mike Mozart / Flickr

A big reason to consider a store credit card in general, is that they're usually easier to get.

That means people with low credit scores or no credit history stand a better chance of being accepted, and the cards can offer a way to rebuild or establish credit.

But to really benefit, you'll need to use good sense, keep your balance low and pay off your balance every month.

When you get the Target RedCard, you get a number of special perks, such as early word on sales, a 5% discount on all items purchased online or in store, an additional discount on top deals, more convenient shipping, a longer window for returns, the list goes on.

Starbucks fans will be happy to know the 5% discount extends to Starbucks locations within Target.

If you frequent Target, it's definitely worth considering because you could see substantial savings over time.

Earn cash back on what you buy most

Maximize your spending and earn up to 6% cash back on groceries, streaming, gas, and more. Whether it’s everyday purchases or splurges, this card puts money back in your pocket.

Learn more

Is the Target RedCard right for you?

Store cards tend to come with higher interest rates, and the Target RedCard is no different. But pay off your balance every month and you won't have to worry about the interest.

Then, you can focus on all of the great benefits of having this card in your wallet.

Shop at Target regularly, and you'll receive a number of perks and considerable savings over time!

Open a Target RedCard today if it's the right fit for you.

The richest 1% use an advisor. Do you?

Wealthy people know that having money is not the same as being good with money. Advisor.com can help you shape your financial future and connect with expert guidance . A trusted advisor helps you make smart choices about investments, retirement savings, and tax planning.

Try it now
Doug Whiteman Former Editor-in-Chief

Doug Whiteman was formerly the editor-in-chief of MoneyWise. He has been quoted by The Wall Street Journal, USA Today and CNBC.com and has been interviewed on Fox Business, CBS Radio and the syndicated TV show "First Business."

Explore the latest articles

7 types of credit card protection

There are multiple ways to make sure you are protected from credit card fraud and unexpected expenses.

Sigrid Forberg Senior Associate Editor

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

†Terms and Conditions apply.